I have been writing to a woman steadily for nearly four months.  While neither of us has ever told each other that this friendship is exclusive, since we've been e-mailing each other about 3 times a day, we are certainly more than just friends.  When I told her of my plans to visit Ukraine later this year, she immediately volunteered to travel to Kiev to meet me and locate accommodations, etc. While I have other people I have been writing to, right now I consider her my main reason to visit Ukraine.  Well today she e-mailed me with an idea which she says one of her friends suggested to her since the friend is doing it herself. The plan is that since banks in Ukraine pay a 13% yearly interest rate she would like it if I could send her money to keep in the bank so she would be able to collect the interest on the money each month. She points out that if she had $5000 in the bank she would be able to receive $55 a month interest. She assures me the principal money itself would be mine and never touched. She says her friend's boyfriend has sent her $2000 to put in the bank. My friend concludes by saying that whatever I decide will not effect our friendship --this is just a suggestion only.  I am certainly not going along with this idea and it has already given me second thoughts about her.  After all, it's not as if she is my fiancee--in fact we've never met. And even if she really has a friend who received $2000 like this, her monthly interest rate would be so low that the man who sent it to her would be better off sending her $20 a month instead.  I suppose I'll just have to see if I notice any changes in my friend's behavior once I decline her plan and in the meantime start writing  more to my other Eastern European friends.  I'd appreciate your comments on this situation.

... in response to Losing Interest?, posted by SimonSays on May 14, 2003

Either your "friend" is very clever or not too bright.  First,  "banks" there are not quite the same as banks here.  Some are just a criminal enterprise and many have lost their money with "banks".  Really,  your friend should know this.  And I doubt any legitimate bank is paying 13% interest.  They will go out of biz real soon.  On that, you can check.  Not too difficult.

Unfortunately,  you gotta realize that you are being set-up to loose 5K.  And you have never even met "her"? Just the idea that you and "she???" exchange 3 emails a day should draw questions.  Most girls don't have that type of email access.  I have a couple friends with their own computers at work and we exchange emails every few days,  at the most.  They just don't have the time and their useage is recorded.  I am sure if I mentioned this "bank" to them,  they would get a good laugh.

... in response to Re: Losing Interest?  Loose interest!, posted by tim360z on May 15, 2003

Re: "Either your "friend" is very clever or not too bright."

There is a third choice which no one has mentioned.  What may appear as "not too bright" may in reality be very unsophisticated and/or uneducated in the fine art of Capitalism and economics in general.  Sometimes I am convinced that this applies to maybe 1/2 of America.....

robo

... in response to Re: Losing Interest?  Loose interest!, posted by tim360z on May 15, 2003

There were a bunch of dudes at computers all day long.  Have you talked to this girl on the telephone ?

If she can type english, she can just as well speak it.

... in response to Losing Interest?, posted by SimonSays on May 14, 2003

The situation sounds fishy, but banks in Ukraine often pay 10% interest on dollars in what i believe are essentially CD's because they list the rates as being for 6 month or 12 month deposits...
They do not have deposit insurance so many banks "sell" their stability to customers by saying how long they've been in business.
All of the banks pay even higher rates almost double the $ rates for deposits in hryna. I've seen 24% listed for 13 month deposits.

FWIW

... in response to Re: Re: Losing Interest?, posted by SimonSays on May 15, 2003

I doubt that the story is true but, if her girlfriend's boyfriend gave $20,000 surely you could come up with just a measly $5,000 ------??? Sounds like a come on to get you to accept the five G's to me. I mean if he came up with 20 surely you can come up with at least 5!

I would consider her a scammer until proven otherwise. I think that you should tell her that since you have never met, her suggesting that you put up $5,000 in an unstable banking system is not an appropriate  --- period.

I am not saying drop her, but we have been told time and time again by veterans that the good ladies never ask for money. However, we have also heard from ladies from the FSU who are 35 and older that the younger women in the FSU more and more are not like women used to be in the FSU. This meaning that they are more into drugs, money, using people etc. --- and simply not holding to the same values that women ascribed to previously --  the values that are supposed to be one of the major reasons that men want a woman from the FSU.

So how old is Ms. Iwannabankaccount anyway?

... in response to Losing Interest?, posted by SimonSays on May 14, 2003

You should just send
her the money as a gift.
It will prove to her
that you are a real man
and that your intentions
are true. This will then
set the standard for
such relationships - a
blazing trail for all to
follow. After all, these
are just economic relationships?

... in response to lol...., posted by LP on May 14, 2003

A wonder then that so many guys from the US can't afford to get themselves over there a bit more often, if at all.

We're always reading about those that do the K1 after just the one trip, what's the hurry? What with airfares so cheap these days.