Unauthorized Charges, Coincidence?

[JimD]

　
In May I spent two nights at the most upscale hotel in the south end of Cali (across from Unicentro).  A few days ago I checked my credit card account on line and the first thing I saw was a warning in big red letters telling me I´d have to contact citicards before I could use the card again. I did and turns out someone had tried to make several large purchases with my card number in the US in early June. There must have been something fishy because the transactions (fortunately) were rejected. The last time I used the card was to pay that hotel bill. Just coincidence? The card of course has been canceled.

[thekfc]

Just be sure that it was Citicard/Citibank that you contacted.

To everyone else, there have been scams going on where unsuspecting people would get an email telling them that there have been an unauthorized access on their account or something like that.

Here is an example of what one of the email would say:

Unauthorized Access Notice
 
  We recently have determined that different computers have logged on to your Online Banking account and multiple password failures were present before logons. We now need to re-confirm your account information with us.
  If this is not completed by March 27, 2011 we will be forced to suspend your account indefinitely, as it may have been used for fraudulent purposes.
  We thank you for your cooperation in this matter.
 
 Please click here immediately to verify your identity and automatically reverse the change.
 
 E-mail Security Zone
 At the top of this message, you'll see an E-mail Security Zone. Its purpose is to help you verify that the e-mail was indeed sent by Citibank. If you have questions, please call 1-800-374-9700. To learn more about fraud visit Citibank.com and click "Security" at the bottom of the screen
 
  ABOUT THIS MESSAGE Please do not reply to this Customer Service e-mail. For account-specific inquiries, kindly call 1-800-374-9700 (TTY: 1-800-788-0002) or visit citibankonline.com

The email would look identical to a Citibank email but if you talk a closer look at the email (if you ever receive one) at the upper right corner (email security zone box) - your name would be replace by secure member & the last 4 digit of the card number would be different than yours.

If you click on the link it would take you to a site that would ask you for your personal info to "verify" (account #, pin, etc) & if you call - someone at the other end would do the same.   

If you have to call - always use the number on the back of your card & NEVER what is given in an email.

Always make sure that Phishing is enable on you computer so you will be alerted when you go to a said site.

[Gato4Astrid]

　
In May I spent two nights at the most upscale hotel in the south end of Cali (across from Unicentro).  A few days ago I checked my credit card account on line and the first thing I saw was a warning in big red letters telling me I´d have to contact citicards before I could use the card again. I did and turns out someone had tried to make several large purchases with my card number in the US in early June. There must have been something fishy because the transactions (fortunately) were rejected. The last time I used the card was to pay that hotel bill. Just coincidence? The card of course has been canceled.

I have had my credit card hacked twice, and on both occassion I had used Amazon.  Do you order anything from Amazon?
My last 'hacker' tried to contact the Barclaycard to change the address and had order a £5,000 (about $7,500) caravan!   Of course I had my money back, plus receiving new credit card
 
 
 
 

[thekfc]

I have had my credit card hacked twice, and on both occassion I had used Amazon.  Do you order anything from Amazon?

Not just Amazon - that can happen at any retailer where an unscrupulous employee "get" access to your account info and either uses it, pass it on to colleagues or sell it. I have seen it happen many time & know how easy it can be.

On all my credit cards & banking accounts I have enable the "alert feature" so I also get an alert ( instant text or email) when there is ANY activity on my accounts. 

I also get a payment reminder 10 days before my credit card payment is due as well as an alert telling me that the payment (s) have been posted.

I have been shopping with Amazon for the past 12+ years and never had a problem with them.

[mudd]

its common in Colombia to get your credit card  cloned by a worker. never use a debit card in a foreign country, big mistake. also, if you make purchases on line with your cards, scan your computer almost every day. hackers and some website can install scanners or trackers  on your computer and track whatever data you type in, meaning credit card numbers ECT. this happen to me a last year.


my friend in Medellin about 3 years ago used his debit card in a local restaurant in parque lleras. 3 days later, somebody withdrew $ 3000 from his account over a week period, the card had been  cloned and he didn't check his account for a week.  since it was a debit card, he lost the money.